If your savings account still has that same $5 in there that you only opened because it came with your checking account, keep scrolling...

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Look, we've all been there a time or two...

  • You’ve had to figure out which bills were the most important to pay because you couldn’t stretch your dollars to pay everything that was due

 

  • You break out into a cold sweat when logging into your bank account (oh those overdraft fees)

 

  • You don’t want to let your kid down when he asks you for the toy you know you can’t afford… so you secretly call the number on the back of your credit card to make sure you have just enough available credit

 

  • You’re one of the few people who thought you were gonna be all techy and use a budgeting app, but it lasted all of one month

It’s not like you’re planning for these things to happen, right?

You’re working extra shifts on top of your normal fulltime schedule.

You find yourself filling out an application for doordash, lyft or the like.

you’ve probably even started buying the newspaper just to clip coupons.

But still, your financial situation is just not thriving, and it’s NOT your fault.

 

I mean, it’s not like we have any say-so in the fact that everything around us seems to be increasing except the deposit amount on our paychecks.

Hey there, I'm Ozella

I totally get it. Before I started to take my finances serious, I was at my own personal rock bottom.

I was receiving disconnect letters from my electric company.

I could only pay half on most of my bills.

I had debt collectors calling me left and right.

And I cried all the time because the situation was just downright depressing.

But then I came up with a budgeting method that has allowed me to pay all my bills each month, build a savings account, and pay off over $50,000 of debt and counting without having to sacrifice my lifestyle.

What if I told you the answer to your money problems doesn’t rest in how much money you make or how much money you save, but actually, it’s how you manage your money.

What you need is a simple budgeting process that won’t have you wanting to quit 2 weeks or 2 months from now. 

Introducing: The Money transformation project

A comprehensive 50+ page financial planning system that will walk you through step by step so you can finally gain confidence in your budgeting process, and not continue to feel like you’re working just to pay bills.

Even more, you’ll get a step by step guide to help you pay off debt so you can start keeping more of the money you bring home.

It’s gonna alleviate all that discouragement you’ve been feeling when you can’t figure out why there’s no money left after your bills are paid. 

Whether you’ve never created a budget before or you just haven’t found the right system to get you grounded, The Money Transformation Project has you covered. 

 

The Money Transformation Project is designed to help you…

√ Budget every dollar you receive

√ Grow a savings account

√ Pay off debt

√ Track your financials for the year

 √ And save you time during the months to come

While other systems have you crunching numbers on a busy and confusing spreadsheet or tracking your financials in an app that could potentially have tech and privacy issues, my system gives you complete control the good ole fashion way - with pen and paper.

Maybe you’ve watched tons of budgeting videos on YouTube and convinced yourself to buy The Happy Planner or Erin Condren planner and it’s sitting right there on your desk collecting dust.

 

Can I be honest for a sec? You can buy all the planners in the world, but if you don’t develop a system, the planner is just about useless.

 

The Money Transformation Project is not just another planner full of one off printables leaving you to make sense of them all. But what is does is give you the foundation to develop a smooth budgeting process from start to finish.

Printables Included:

  • Yearly Calendar At A Glance
  • Annual Financial Tracker
  • Year At A Glance Notes
  • Master Bill List
  • Yearly Bill Tracker
  • Side Income Tracker
  • Monthly Bill List
  • Goals & Notes
  • Monthly Bill Pay Calendar
  • Monthly Budget Plan
  • Sinking Funds & Cash Envelopes Budget
  • Paycheck Budget
  • Expense Tracker
  • Cash Envelopes & Sinking Funds Tracker

ALSO Included:

  • Yearly Debt Tracker (2)
  • Debt Overview
  • Monthly Debt Summary
  • Monthly Debt Tracker
  • Debt Payoff Tracker
  • Debt Snowball Tracker
  • Debt Payoff Plan
  • Visual (Coloring) Debt Trackers (13)

Bonus #1: Even more Financial Printables

  • Savings Challenges (5)
  • Yearly Savings Tracker
  • Generic Savings Tracker
  • Visual Savings Tracker
  • Networth Tracker
  • Bank Account Information (2)
  • Password Tracker

Bonus #2: 7 Day Budgeting Bootcamp 

Helpful for those who need the budgeting process broken down into small chunks each day.

Daily emails to your inbox for 7 days teaching you how to create an accurate and workable budget from start to finish.

Created with the beginner budgeter in mind.

Bonus #3: Digital Art Money Quotes

Features money quotes that will keep you motivated during your financial journey. 

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Start managing your money without the added stress or confusion… for just $27

This budget planner helps me see a clear view of all my bills and pays. I know exactly where my money is going and every single penny is accounted for! My absolute favorite part about this budget is the monthly bill list, cash envelope tracker, and the 3-month spending averages. These things help me stay focused and organized. I never thought about money this way before and thanks to Ozella I am on my way to being debt FREE! 

- Ashley

I LOVE this budget planner! It has everything I need to get organized and take control of our finances so we can start on the path to debt-free living. And I just have to say, the bonus pages are amazing!
- Amy

Imagine getting your paycheck and clicking the pay now button on all your bills and watching the ‘amount due’ go down to $0.

What if you could pay more than the minimum payments on your debt accounts each month…

What if that vacation to Disney World could finally become a reality for you and your family…

Questions you may be asking:

What if I've tried budgeting before?

Wouldn’t it be nice if we accomplished our goal the first time we tried something? It’s possible that the budgeting system you tried in the past wasn’t the right method for you. It’s ok to try again. And remember, I’m only an email away if you have more questions while you’re doing your budget.

But I don't really have time for budgeting...

While I’d like to say that you can create your budget in the blink of an eye, the truth of the matter is it does take a small amount of time on your part. But to be honest, you can’t afford not to make time for budgeting. Just think of that vacation you want to go on and the money you’ll be able to save for it by taking a better account of where your money is going. 

Once your initial monthly budget is out of the way, which will likely take close to 1 hour, you can update your budget daily in as little as 5-15 minutes each night. 

I have a hard time being consistent, what do I do if I miss a month?

Simply put, you just keep going. Don’t beat yourself up about it. Each new month is a fresh start giving you a clean slate to try again. Sometimes, you have to motivate yourself with rewards.

For instance, commit to creating a budget this month and when you budget for your personal spending money, give yourself a little extra. 

Do I have to print every single page at once?

Most certainly not. Once you download the file, you can browse the different templates and custom create the perfect financial planner for you having the vast array of printables at your fingertips. However, I have laid out the printables in a great flow that you could use each month for a quick budget planning session.

Will I receive anything in the mail?

No physical product will be mailed to you. This is a digital product only, so double check your email address… and if for some reason you don’t receive your purchase, please email me right away.

Will I receive anything in the mail?

No physical product will be mailed to you. This is a digital product only, so double check your email address… and if for some reason you don’t receive your purchase, please email me right away.

Can I get a refund?

Due to the nature of this product, no refund is available. However, if you have any issues with your purchase, please reach out to me.

So are you ready to finally get started with creating the life you know you deserve to live?

Go ahead and smash that pink button below because your checking account can’t wait any longer.

And don’t forget, this is a one time investment for your finances. Buy it once and it’s yours forever.

Transform your finances for just $27

FREE PRINTABLES

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BUDGET CATEGORIES PDF AND BUDGET TEMPLATE

Level Up Your Finances With This Budget Starter Kit

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Free Savings Printables

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  • Save $1000 in 3 Months
  • No Spend Challenge
  • Coloring Savings Tracker
  • Generic Savings Tracker
I WANT TO BUILD MY SAVINGS!
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